OUR APPROACH

WE ARE FIDUCIARIES:

As fiduciaries, it is important for us to understand your situation completely. This helps us make the best recommendations for you. This involves asking our clients a lot of questions, which sometimes can be annoying, but rest assured, it will remain confidential.

PAY FOR ONLY THE SERVICES YOU NEED

Most firms have one fee schedule and no matter how much or how little work is required, you are charged simply based on the amount of assets being managed. We base our fees on how many hours we are going to spend planning and monitoring your plan. Some clients can have a lot of money and need very little help, while others can have very complicated financial needs but not many assets to manage. Customizing our fees to fit each client’s financial life, we can ensure that you only pay for what you need. You will have a clear understanding of exactly how much AFO will charge after your first, no obligation consultation.

THE PLANNING PROCESS

GATHER
The first step in our process is to learn about you, your goals, and your specific concerns. By asking a lot of questions, gathering data and important information we can begin to get an understanding of your finances. We will review important documents like employer benefit statements, tax returns, investment statements, and legal documents. This gives us a deeper understanding of your unique financial situation so we can devise a plan to move you forward.
ANALYZE
We take this information and do an in-depth review utilizing several financial tools. We back test performance, and provide projections to see if your financial plan is on track. In addition, we will do stress testing to look at what could potentially take your financial plan off track. Finally we develop concrete recommendations for your implementation strategy.
STRATEGIZE
The next meeting is our strategy session: we will present our findings, make adjustments as necessary and share with you an implementation plan. You will have an outline of how you can implement your financial plan with concrete action items.
IMPLEMENT
At the end of the strategy meeting, you will be armed with our recommendations and an implementation plan. Most clients elect to implement this plan with an Arrowroot family Office advisor. You can also implement your plan with your current advisor's or on your own.
MONITORING & SERVICE
Clients who implement with us will choose a level of service within our service model. No cookie cutter pricing program for us. We feel that clients should decide the level attention they want from their advisor and pay only for the services they need. That is why we have priced our services based on the time and cost of managing your portfolio instead of assets under management. We feel this is a fair process and the most transparent method of compensating your advisor.

OUR PRINCIPLES

We will put your interests first – ahead of our own. We will act in utmost good faith and undivided loyalty to you. We will make recommendations only after understanding your investment objectives, financial situation and concerns. We take the time to thoroughly explain all of your options in plain English. We will act diligently and exercise professional competence. We will eliminate conflicts of interest wherever possible, and provide full and fair disclosure for conflicts that are unavoidable. We will provide you with a full and fair disclosure of all fees. We operate with complete transparency, avoid conflicts of interest, and disclose all details, fees and expenses.