Arrowroot’s investment philosophy can be boiled down to 4 key concepts
  •  Provide holistic financial advice

  •  Asset / Liabilities / Insurance / Tax & Estate Planning

  •  Practice disciplined investor behavior

  •  Focus on best in class investments and after-tax results
     

“You can’t predict.

  You can prepare.”

Howard Marks, 
Co-founder of Oaktree Capital

Holistic financial planning is a top down approach to planning that focuses on your big picture goals and values rather than a one size fits all approach or viewing your financial life in silos

Holistic financial planning focuses on your whole financial situation through comprehensive assessment of a multitude of financial variables including:

Holistic Financial Advice
  •  Provide holistic financial advice

  •  Asset / Liabilities / Insurance / Tax & Estate Planning

  •  Practice disciplined investor behavior

  •  Focus on best in class investments and after-tax results
     

Since Jan 1, 2000, 
a quarterly rebalanced 60/40 portfolio would have outperformed a static buy and hold portfolio by 
a cumulative amount of 23%, or over $2 million on 
a portfolio starting value of $10 million. (2)

Behavior can play a meaningful role in long-term investment success

Practice Disciplined Investor Behavior

A prevalent study on the impacts of investor behavior on returns estimates that over the last 20 years, the average equity investor underperformed the S&P 500 by over 2% annually and the average fixed income investor underperformed the Barclays Aggregate by 4.5% annually.(1) 

This is due to investors attempting to time the market and adding or reducing exposure based on their personal outlook. 

From this research, we observe that even experts are more likely to be wrong than right about where equity or fixed income markets are headed, and thus staying invested and sticking to a disciplined rebalancing plan is the more prudent course of action.
 

1.DALBAR’s Quantitative Analysis of Investor Behavior

2.FactSet Research Systems